BUSINESS CAPABILITY MAP - Wealth Management Services

---

Description	EN: The  Wealth Management Services capability map groups all specific capabilities related to manage investment management and financial planning services, including retirement planning, estate planning, and tax advice . FR: La carte des capacités de  Services de gestion de patrimoine regroupe toutes les capacités spécifiques liées aux services de placement et aux services de planification financière, y compris la planification de la retraite, la planification successorale et les conseils fiscaux . Certaines capacités de gestion de patrimoine sont partagées avec les autres domaines du secteur bancaire et se trouvent dans la bibliothèque des Assets bancaires partagés.
Name (FR)	Services de gestion de patrimoine
Implementing Functions	Private & Wealth Production and Exploitation
Packaging Library	Retail & Consumer Banking

TREE VIEW

•    Wealth Management Services

  The  Wealth Management Services capability map groups all specific capabilities related to manage investment management and financial planning services, including retirement planning, estate planning, and tax advice .

  •    Estate Planning Services

    Provides services related to estate planning. This capability includes assisting clients in structuring their estates, minimizing tax implications, and ensuring the smooth transfer of assets to heirs or beneficiaries in accordance with clients' wishes and legal considerations.

  •    Financial Planning Services

    Involves comprehensive financial planning services. This capability includes assessing clients' financial goals, creating personalized financial plans, and providing ongoing advice to help clients achieve their objectives in areas such as investments, retirement, and wealth accumulation.

  •    Investment Management

    Encompasses the management of clients' investments. This capability includes designing investment strategies, selecting investment vehicles, and actively managing portfolios to achieve optimal returns and align with clients' risk tolerance and financial goals.

  •    Portfolio Monitoring

    Tracks and evaluates the performance, composition, and risk characteristics of investment portfolios. This capability ensures that portfolios remain aligned with clients' investment goals and strategies. By continuously assessing these elements, it enables timely adjustments to respond to market conditions and maintain the intended investment outcomes.
    

    •    Performance Analysis

      Evaluates the performance of client portfolios against benchmarks and predefined objectives. This capability involves calculating returns, assessing risk-adjusted performance, and providing clients with regular reports to keep them informed about the progress of their investments.

    •    Rebalancing Strategies

      Involves implementing strategies to adjust portfolios, ensuring asset allocation aligns with clients’ investment objectives. This capability identifies deviations from target allocations and makes necessary adjustments, maintaining portfolio balance and enhancing alignment with financial goals.

    •    Risk Monitoring

      Monitors the risk exposure of client portfolios. This capability involves assessing various risk factors, such as market risk, credit risk, and liquidity risk, to ensure that the overall risk profile aligns with the client's risk tolerance and objectives.

  •    Retirement planning (*)

    Encompasses providing retirement planning services, including advising on retirement savings, investment strategies for retirement, and other services to help customers plan for a financially secure retirement. Used for advising on retirement planning, ensuring financial security and stability during retirement years. Aims to assist customers in planning and preparing for retirement, achieving financial independence, and enjoying a comfortable retirement lifestyle.
    

  •    Tax Planning Services

    Provides services related to tax planning. This capability includes assessing clients' tax situations, identifying tax-saving opportunities, and developing strategies to minimize tax liabilities while optimizing overall financial planning.

  •    Trust Services Management

    Involves the management of trusts on behalf of clients. This capability includes establishing and administering trusts, ensuring compliance with legal requirements, and managing trust assets to meet the financial objectives and legacy goals of clients.

MAP VIEW