ENTERPRISE FUNCTION - Private & Wealth Production and Exploitation
| Description | EN: The Private & Wealth Production and Exploitation function is reponsible for offering personalized financial services (e.g., estate planning, tax advice) to Ultra-high-net-worth individuals (UHNWIs). FR: La fonction de Production et exploitation de banque privée est chargée d'offrir des services financiers personnalisés (par exemple, planification successorale, conseils fiscaux) aux Particuliers fortunés et aux Particuliers ultra-fortunés. |
|---|---|
| Name (FR) | Production et exploitation de banque privée |
| Related Capability Maps | 
Private Account Services
Wealth Management Services |
| Packaging Library | 
Retail & Consumer Banking |
FULFILLED CAPABILITIES
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Private Account ServicesThe Private Account Services capability map groups all specific capabilities related to manage the personal wealth and overall financial situation of affluent clients.
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Concierge Banking & Payments
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Elite ATM Access
Premium cash withdrawal services exclusively designed for high-net-worth private banking clients, offering features such as waived global ATM fees, significantly higher daily withdrawal limits (e.g., $10,000+), access to exclusive ATM networks in luxury locations (private lounges, financial districts), and integrated security protocols (real-time fraud alerts, cardless mobile withdrawals), all tailored to ensure discreet, high-value liquidity access without the constraints of standard retail banking.
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Exclusive Accounts
Exclusive Accounts are premium, client-tailored deposit and transaction accounts designed for High-net-worth individuals (HNWIs) and Ultra-high-net-worth individuals (UHNWIs). These accounts offer higher interest rates, multi-currency support, global account accessn, preferential FX rates and seamless linkage to investment portfolios.
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Wealth Management ServicesThe Wealth Management Services capability map groups all specific capabilities related to manage investment management and financial planning services, including retirement planning, estate planning, and tax advice .
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Estate Planning Services
Provides services related to estate planning. This capability includes assisting clients in structuring their estates, minimizing tax implications, and ensuring the smooth transfer of assets to heirs or beneficiaries in accordance with clients' wishes and legal considerations.
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Financial Planning Services
Involves comprehensive financial planning services. This capability includes assessing clients' financial goals, creating personalized financial plans, and providing ongoing advice to help clients achieve their objectives in areas such as investments, retirement, and wealth accumulation.
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Investment Management
Encompasses the management of clients' investments. This capability includes designing investment strategies, selecting investment vehicles, and actively managing portfolios to achieve optimal returns and align with clients' risk tolerance and financial goals.
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Portfolio Monitoring
Tracks and evaluates the performance, composition, and risk characteristics of investment portfolios. This capability ensures that portfolios remain aligned with clients' investment goals and strategies. By continuously assessing these elements, it enables timely adjustments to respond to market conditions and maintain the intended investment outcomes.
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Performance Analysis
Evaluates the performance of client portfolios against benchmarks and predefined objectives. This capability involves calculating returns, assessing risk-adjusted performance, and providing clients with regular reports to keep them informed about the progress of their investments.
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Rebalancing Strategies
Involves implementing strategies to adjust portfolios, ensuring asset allocation aligns with clients’ investment objectives. This capability identifies deviations from target allocations and makes necessary adjustments, maintaining portfolio balance and enhancing alignment with financial goals.
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Risk Monitoring
Monitors the risk exposure of client portfolios. This capability involves assessing various risk factors, such as market risk, credit risk, and liquidity risk, to ensure that the overall risk profile aligns with the client's risk tolerance and objectives.
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Retirement planning (*)
Encompasses providing retirement planning services, including advising on retirement savings, investment strategies for retirement, and other services to help customers plan for a financially secure retirement. Used for advising on retirement planning, ensuring financial security and stability during retirement years. Aims to assist customers in planning and preparing for retirement, achieving financial independence, and enjoying a comfortable retirement lifestyle.
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Tax Planning Services
Provides services related to tax planning. This capability includes assessing clients' tax situations, identifying tax-saving opportunities, and developing strategies to minimize tax liabilities while optimizing overall financial planning.
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Trust Services Management
Involves the management of trusts on behalf of clients. This capability includes establishing and administering trusts, ensuring compliance with legal requirements, and managing trust assets to meet the financial objectives and legacy goals of clients.
MAP VIEW
Private & Wealth Production and Exploitation
Private Account ServicesThe Private Account Services capability map groups all specific capabilities related to manage the personal wealth and overall financial situation of affluent clients.
-
Concierge Banking & Payments
-
Elite ATM Access
Premium cash withdrawal services exclusively designed for high-net-worth private banking clients, offering features such as waived global ATM fees, significantly higher daily withdrawal limits (e.g., $10,000+), access to exclusive ATM networks in luxury locations (private lounges, financial districts), and integrated security protocols (real-time fraud alerts, cardless mobile withdrawals), all tailored to ensure discreet, high-value liquidity access without the constraints of standard retail banking.
-
Exclusive Accounts
Exclusive Accounts are premium, client-tailored deposit and transaction accounts designed for High-net-worth individuals (HNWIs) and Ultra-high-net-worth individuals (UHNWIs). These accounts offer higher interest rates, multi-currency support, global account accessn, preferential FX rates and seamless linkage to investment portfolios.
Wealth Management ServicesThe Wealth Management Services capability map groups all specific capabilities related to manage investment management and financial planning services, including retirement planning, estate planning, and tax advice .
-
Estate Planning Services
Provides services related to estate planning. This capability includes assisting clients in structuring their estates, minimizing tax implications, and ensuring the smooth transfer of assets to heirs or beneficiaries in accordance with clients' wishes and legal considerations.
-
Financial Planning Services
Involves comprehensive financial planning services. This capability includes assessing clients' financial goals, creating personalized financial plans, and providing ongoing advice to help clients achieve their objectives in areas such as investments, retirement, and wealth accumulation.
-
Investment Management
Encompasses the management of clients' investments. This capability includes designing investment strategies, selecting investment vehicles, and actively managing portfolios to achieve optimal returns and align with clients' risk tolerance and financial goals.
-
Portfolio Monitoring
Tracks and evaluates the performance, composition, and risk characteristics of investment portfolios. This capability ensures that portfolios remain aligned with clients' investment goals and strategies. By continuously assessing these elements, it enables timely adjustments to respond to market conditions and maintain the intended investment outcomes.
-
Performance Analysis
Evaluates the performance of client portfolios against benchmarks and predefined objectives. This capability involves calculating returns, assessing risk-adjusted performance, and providing clients with regular reports to keep them informed about the progress of their investments.
-
Rebalancing Strategies
Involves implementing strategies to adjust portfolios, ensuring asset allocation aligns with clients’ investment objectives. This capability identifies deviations from target allocations and makes necessary adjustments, maintaining portfolio balance and enhancing alignment with financial goals.
-
Risk Monitoring
Monitors the risk exposure of client portfolios. This capability involves assessing various risk factors, such as market risk, credit risk, and liquidity risk, to ensure that the overall risk profile aligns with the client's risk tolerance and objectives.
-
-
Retirement planning (*)
Encompasses providing retirement planning services, including advising on retirement savings, investment strategies for retirement, and other services to help customers plan for a financially secure retirement. Used for advising on retirement planning, ensuring financial security and stability during retirement years. Aims to assist customers in planning and preparing for retirement, achieving financial independence, and enjoying a comfortable retirement lifestyle.
-
Tax Planning Services
Provides services related to tax planning. This capability includes assessing clients' tax situations, identifying tax-saving opportunities, and developing strategies to minimize tax liabilities while optimizing overall financial planning.
-
Trust Services Management
Involves the management of trusts on behalf of clients. This capability includes establishing and administering trusts, ensuring compliance with legal requirements, and managing trust assets to meet the financial objectives and legacy goals of clients.