| Description | EN: Life Insurance Policy Services group all specific capabilities related to the administration and monitoring of life insurance policies and the management of insured portfolios. FR: La Gestion des contrats assurance vie regroupe l'ensemble des compétences spécifiques liées à l'administration et au suivi des contrats d'assurance vie et à la gestion des portefeuilles assurés. |
|---|---|
| Name (FR) | Gestion des contrats assurance vie |
| Implementing Functions |
Life Insurance Underwriting |
| Packaging Library |
Insurance |
Life Insurance Policy ServicesLife Insurance Policy Services group all specific capabilities related to the administration and monitoring of life insurance policies and the management of insured portfolios.
Insured Portfolio Management (*)
Analyze, monitor, and optimize insured portfolios to ensure a balance between profitability and risk exposure.
Insurance Product Profitability
Assess the financial performance of insurance products by analyzing loss ratios and technical margins.
Monitoring of Solvency Reserves
Involves monitoring and adjusting technical reserves to ensure the insurer’s ability to meet future obligations in compliance with regulatory requirements.
Life Insurance Policy Administration & Monitoring
Oversee and coordinate all actions related to the lifecycle of insurance contracts, from implementation to renewal, ensuring regulatory compliance, policyholder satisfaction, and continuous alignment between coverage, risks, and client expectations.
Contractual Rights Administration (*)
Encompasses all operational activities aimed at managing, monitoring, and updating the rights and obligations of stakeholders (insurer, policyholder, beneficiaries) throughout the life of the contract.
Investment Fund Administration & Monitoring
Manages life insurance policy assets through flexible multi-support arbitrages, continuously monitors each fund's performance, clearly communicates on asset valuation and fees, while maintaining the optimal balance between euro funds and unit-linked investments in line with the policyholder’s strategy.