BUSINESS CAPABILITY MAP - P&C Policy Services
| Description | EN: P&C Policy Services group all specific capabilities related to administering property and casualty insurance policies, managing insured portfolios, and mitigating catastrophic risk. FR: La Gestion des contrats IARD regroupe toutes les capacités spécifiques liées à l’administration des polices d’assurance de biens et de dommages, à la gestion des portefeuilles assurés et à l’atténuation des risques de catastrophe. |
|---|---|
| Name (FR) | Gestion des contrats IARD |
| Implementing Functions | 
P&C Production |
| Packaging Library | 
Insurance |
TREE VIEW
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P&C Policy ServicesP&C Policy Services group all specific capabilities related to administering property and casualty insurance policies, managing insured portfolios, and mitigating catastrophic risk.
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Catastrophic Risk Management
Identify and manage risks related to natural or industrial disasters (fires, floods, earthquakes) to minimize losses.
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Insured Portfolio Management (*)
Analyze, monitor, and optimize insured portfolios to ensure a balance between profitability and risk exposure.
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Insurance Product Profitability
Assess the financial performance of insurance products by analyzing loss ratios and technical margins.
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Monitoring of Solvency Reserves
Involves monitoring and adjusting technical reserves to ensure the insurer’s ability to meet future obligations in compliance with regulatory requirements.
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P&C Policy Administration & Monitoring
Oversee and coordinate all actions related to the lifecycle of insurance contracts, from implementation to renewal, ensuring regulatory compliance, policyholder satisfaction, and continuous alignment between coverage, risks, and client expectations.
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Contractual Rights Administration (*)
Encompasses all operational activities aimed at managing, monitoring, and updating the rights and obligations of stakeholders (insurer, policyholder, beneficiaries) throughout the life of the contract.
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Insurance Asset Monitoring
Ensures dynamic management of covered assets by maintaining an up-to-date inventory of insured properties (homes, professional equipment, inventory, etc.) and coordinating regular assessments with experts. Ensures a constant match between the asset characteristics, their real value (replacement/market value), and the subscribed contractual coverage.
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